Equity Release

Funding for a better financial future


What is Equity Release?

In a nutshell, Equity Release is a way for age 55 and over to unlock the value of your property and turn it into a cash lump sum. You can do this through a number of policies which let you access – or 'release' – the equity (cash) tied up in your home. You don’t need to have fully paid off your mortgage to apply.

Why Should I Consider Equity Release?

Equity Released can be used to fund

  • Home improvements 

  • To boost disposable income in retirement

  • To gift to family (living inheritance)

  • To fund a holiday of a lifetime

  • For general lifestyle (home furnishings, car, etc)

  • General financial security


  • Fixed rates for life

  • Pay off existing mortgage

  • No negative equity guarantee (you will never owe more than the house is worth)

  • No worry of repossession

  • No monthly payments

  • Still retain ownership of the property

  • Subject to valuation. Eligible to release more in the future

  • Only payable back upon death of second partner or going into long term care

4 Ashdown House, Riverside Business Park, Benarth Rd, Conwy LL32 8UB

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Finesse Finance is a trading style of 1277 Brokers which is authorised and regulated by the Financial Conduct Authority. Registration number 835474

1277 Brokers registered office Wyvern house, Rhyl Rd, Rhuddlan, Rhyl LL18 2TR

01745 798959

The FCA does not regulate most Buy to Let mortgages. A fee may be charged for Equity Release advice which will be fixed at £1495 and mortgage advice fixed at £499

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